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Banking Log In | Sign-Up | Reset Username Password Submit Sign-Up Now Forgot Username Forgot Password Please VerifyQCU Careers Security Branches & ATMs Qualstar Credit Union What can we help you find? Search ? Accounts & Services How to Join Saving Accounts Checking Accounts Overdraft Protection Union Vacation Accounts Youth Accounts Parents’ Page Online Services eStatements There’s an App for THAT! 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Sheets Fraud Protection Financial Education BALANCE Financial Fitness Financial Education Opportunities Videos and Resources Adulting Saving All About Credit Life and LoansBranches & ATMs Holiday Closures Contact Us Our Board, Executives & Committees QCU Community There’s no place like the Pacific Northwest! Union Members Click HERE! Carpenters Local 59 Click HERE! Premier Money Market APY* as high as 0.60% More Saving RatesAuto Loans APR* as low as 2.49% More Auto RatesMortgages 30-year, 0 pt. APR* 3.357% More Mortgage RatesHELOC APR* as low as 3.50% More HELOC RatesVisa APR* as low as 8.99% More Visa RatesAll Ratesarticle.share_url(root_url), :for = articleGurpreet doesn’t give up and helps this member save almost $6000! November 25, 2020 "article_#{article.id}"I contacted this member to follow up from when we tried to refinance his vehicle in December 2019, but that time he didn’t get approved. I told him I would love to see what we could do for him now – luckily he remembered our previous conversation, and wanted to see if we could save him some money. I took his application and this time he was approved! With his refinanced auto loan, his payment is lower and his APR decreased from 30.27% to 6.99%. THAT IS HUGE SAVINGS of $119 a month on his payment, which ends up saving him over $5,900 in total over the full term of the loan. article.share_url(root_url), :for = articleBrenda literally delivers personalized service for these members! October 28, 2020 "article_#{article.id}"I helped this member with a deposit and a payment on his personal loan , and while processing his transactions he informed me he still had a need for more funds. We talked about doing another personal loan , or maybe an equity loan since he was using it for home repairs and improvements. He was very interested, but didn’t have time to discuss the options so I offered to call him at a better time. When I called a day or so later he wasn’t available, so I left a voicemail and sent a follow up email asking him to call me back. Several days went by, so I called to reconnect with him and found out he did go through with another personal loan . Since I knew the equity loan could save him much more money, I explained the difference in the rate and loan amounts . He was still not sure due to the possibility of an appraisal being necessary, but after a bit more explanation of the cost savings he agreed to submit the equity loan application and he was APPROVED! article.share_url(root_url), :for = articleHeaven turns a simple transaction into a lower mortgage rate for this member! September 28, 2020 "article_#{article.id}"This past spring a member came in for a simple deposit and withdrawal transaction , and as I was processing his request we were talking about how he wanted to do some renovations to his home. I said, Wow, that’s awesome! Do you rent or own your home?” He said, I own it.” I then asked if he thought about refinancing his mortgage for lower payments and use the equity to get cash for renovations . The member hesitated and said, No I haven’t, but I will go ahead and think about it.” So I gave him a Mortgage info. sheet as well as our rate sheet so he could look over the rates and benefits of a Qualstar mortgage loan. The member took both sheets and left. I did not hear back from the member directly after that, so I thought he had forgotten about it. But come to find out he liked what he heard (and read) and applied for his mortgage refinance shortly after we spoke. We were able to lower his payments , provide the cash for renovations , and his interest rate went from 4.25% to 3.25%! All it took was a simple conversation to plant the seed and help this member accomplish his goals – that’s what we’re here for! News Member Deals Go Mobile! Locations Don’t Fall Victim to Fraud! With everything going on these days, the last thing you need is to become a victim of phishing, identity theft, fraudulent transactions, or just plain, old theft of your hard-earned money. You are the first line of defense when it comes to keeping your money and personal information safe, so make sure you know what to do (and what NOT to do) in order to prevent it from happening to you. For helpful information and resources, please visit our Fraud Tips . Register Today! Qualstar will be hosting weekly webinars every Tuesday, beginning late September through November – choose from topics such as Debt Repayment, Demystifying Mortgages and Predatory Lending. Check out the topics and schedule on our Financial Education Opportunities .About Qualstar Careers Member Savings Stories Security Statement of Financial Condition I Want To... 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